Introduction
Credit Card 6 Months Interest Free: Hello friends, so how are you guys, in today’s blog we are going to talk about 4 credit cards which are lifetime free and which you can use to get many benefits.
We have created many blogs on credit cards in which we have told about how to earn money from credit cards, its advantages and disadvantages. So today’s blog is also going to be like this, you stay in the blog till the end. [Credit Card 6 Months Interest Free]
Why Make A Credit Card?
That if you have got a credit card, then now you will have to pay the annual fee every year even if you do not use it. There are many credit apps available today that detect hidden fees and tell you when there are annual fees charged on your credit cards. [Credit Card 6 Months Interest Free]
So if now you are understanding that you have to get a credit card, then see why people get credit cards? They think we will get additional border. Rewards and benefits are very important now. First of all the person thinks that today my salary is 20,000, 25,000, 30,000, 50,000 rupees. But God forbid, I should suddenly need money. [Credit Card 6 Months Interest Free]
So I make a credit card, if my limit comes to Rs 1 lakh or 2 lakh then I will have Rs 2 lakh for emergencies. I will be able to use it in an emergency. That’s why people like to make credit cards. Most people have this mentality. And then there are many people who have to spend money. [Credit Card 6 Months Interest Free]
If I get some extra rewards, some benefits, some offers on it then it’s good that there is no benefit in debit card. Nothing available in UPI, nothing available in net banking. [Credit Card 6 Months Interest Free]
So if you understand how to use a credit card, the first thing you need to understand is that you should not get scammed by the annual fee. Because people depend on credit card as annual fee of ₹ 3000, 5000, 10000, 20000. [Credit Card 6 Months Interest Free]
Credit Card Machine For Small Business
You Will Get Credit Card 6 Months Interest Free
See, there are many credit cards available in the market. There are credit cards whose benefits and features are great. But common people will not get this.
So now I am going to tell you about which credit cards. The first thing is that it is free throughout life. The second thing is that you can find it. And thirdly, the rewards and benefits are also very good. So here comes the credit card of Exist Bank. [Credit Card 6 Months Interest Free]
The third credit card is Myzone Credit Card, which is lifetime free Now if you look here, the first thing is that you are getting reward points.
You get 4 Edge Rewards for every Rs 200 spent. After this you get dining offers. If you are using an app like Swiggy then you will get 40% discount. So you come here 4 times a month. [Credit Card 6 Months Interest Free]
How To Use The Free Card
40% special meals available. 15% discount available with partner restaurants. But if you shop here, especially on Ajio, you get a discount of Rs 600 on spends above Rs 2000. Now what is the fuel discount surcharge? You get petrol filled. Whenever you fill petrol there is a surcharge. That surcharge of 1% has been removed. [Credit Card 6 Months Interest Free]
If you pay for fuel with your credit card, remember that transaction. It should be between 400 to 4000. So you will get petrol or diesel above Rs 400 and below Rs 4000. If you want to take more than Rs 4000 then get it filled twice. So you can use it like this. What will be the benefit out of this? You get the benefit in the 1% fuel surcharge you are paying.
This card also provides you easy EMI offers You can easily convert expenses above Rs 2500 into EMI. Airport Lounge You get a complimentary airport lounge with this card if you travel. First of all, it is lifetime free. With most lifetime free cards, you’ll need to check to see if you get airport lounge access.
So here you get an airport lounge which attracts you and the cards which give you airport lounge charge you an annual fee. So remember that if your flight is delayed or you are hungry, you can go to the lounge. You can eat something, relax there. So these are all the facilities you get in the lounge. [Credit Card 6 Months Interest Free]
How To Get Rewards On Credit Card
Comparatively, if you apply for American Express or Standard Chartered, you can get it easily. The second thing here is what are the reward points of this card. You get one reward point for spending Rs 100 on weekdays and two reward points for spending on this card on weekends.
Here you get a bonus reward of 4000 points on spending Rs 6 lakh in a year. You have to see what your monthly expenses are. If you spend Rs 50,000 in a month on this card, [Credit Card 6 Months Interest Free]
you get a bonus reward of Rs 4000, but you have to check how much you spend. Of course if you are spending that much, you have to understand that you get welcome benefits, you get gift vouchers from O’Bree Hotels, Mont Blanc, Lux and you get discount vouchers from many brands.
You can read the name here. So, like Pantaloons, Bataya, Raymonds, Hushpuppies and many more. And what benefit do you get from the film? Buy one movie ticket and get another free. So you can use this card three times in a month and get the benefit of buy one get one. If you go to a movie.
Now the benefits you are getting, first of all, you are getting it without any additional cost. You understand, if you spend with your debit card, [Credit Card 6 Months Interest Free]
you get some reward points on the debit card There are different banks, but they will never be able to compete with credit cards. You do it through UPI, so you are spending but you are not getting any rewards on it.
But when you buy with credit card and pay on time, then I told you that it is very important to use credit card. How you use it is completely up to you, but if you use it right, a credit card is a reward earning machine. If you learn to use your credit card properly, you can get a lot of benefits from it. [Credit Card 6 Months Interest Free]
Conclusion
Finally, we have tried our best to tell you about the credit cards that are available in the market, lifetime free cards and also the offers and rewards available on them. Is. Now do not keep this information limited to yourself, share this blog so that more and more people can get this information and people can take advantage of this information.
Q. What does 6 months interest free mean?
Interest-free periods mean it’s possible to spend on a credit card for free – as long as you pay off your balance within the offer period. When spending on a credit card, it’s important to make at least the minimum repayment on time every month.
Q. What does 0% on 6 months credit card mean?
With a 0% interest rate offer, you use your credit card without paying interest on your balance for a set period of time.
Q. When should I pay my credit card to avoid interest?
Paying off your monthly statement balances in full each month is the path to avoiding credit card debt. As long as you pay off your statement balance in full, your grace period kicks in and you can make purchases on your credit card without paying interest until the next statement due date
Q. What is minimum payment on credit card?
A credit card minimum payment is the smallest amount due each monthly billing cycle. Paying the minimum on time can help you avoid penalties and fees. But keep in mind that you’ll still be charged interest when you carry a balance. Paying your full balance each month could help you avoid paying interest altogether.
Q. Do 0% interest credit cards exist?
No-interest credit cards are only interest-free for a limited time. This period typically lasts anywhere from six to 18 months, depending on the credit card. And when this promotional period ends, your 0% APR will reset to the regular ongoing APR.